Our Company Values

For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.

  1. People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
  2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
  3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
  4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

Our Philosophy:

We seek to preserve, protect, and defend your family’s life savings. Preserve a lifetime sustainable stream of income that you can’t outlive. Protect your account from sudden and unexpected downturns in the markets and to help defend your life savings from the highly confiscatory system of the Internal Revenue Service.

Distribution Planning:

Few people have a plan or strategy as to how to take an income from their retirement savings. How do you know how much you can safely withdraw? Are you mitigating taxes in all possible areas? Are you maximizing Social Security benefits? Finally, when you pass on, beneficiaries can easily lose 35 to 80% to Uncle Sam by making common mistakes. These are just a few of the many challenges we’ll address as we work with you to implement solutions.

Tax-Free Retirement:

Did you know that Congress passed a law in 1997 that will allow you to create a tax-free retirement? You can reduce and even eliminate income taxes on your retirement income as well as social security income “if” you put the correct strategy in place. Join us for a complimentary meeting to discuss this and many more helpful ideas!

Rob Reading

Rob Reading

Americas Retirement Income Solutions, P.C.

Rob Reading has assisted families in accumulating wealth throughout the Detroit area since 1989. He places great importance on distribution planning which can determine how long your money might last, how much tax you may or may not pay and when you’re gone, how much your family might keep of whatever’s left. His areas of experience include social security benefit planning, tax mitigation solutions, retirement income solutions, and legacy planning.

Americas Retirement Income Solutions, P.C. maintains an A+ rating with the BBB and has received 100% positive reviews which can be viewed on the BBB website.

Raymond Barry

Estate Planning Lawyer

Raymond Barry is an estate planning lawyer committed to teaching families how to leave their hard-earned assets to who they want, when they want, and how they want, including asset protection in the event of unexpected disasters. He focuses on protecting survivors of deceased or incapacitated parents from creditors, predators, and government bureaucracy.

He has observed the relief of a hospitalized client, their family members, and even the nursing staff when presented with medical powers of attorney. It was extremely important to them that the patient’s spouse had the right to make the decisions on behalf of the non-responsive patient as opposed to some court appointed guardian or hospital policy.

Mr. Barry has also witnessed the fear and apprehension in a parent when faced with a family emergency who had no legal planning to guide, assist, or protect them. Mr. Barry has found most parents do want to protect their family but often just don’t know how, what they need, or who to turn to for reliable information.

Michael Zack

Certified Public Accountant

Michael Zack has been a Certified Public Accountant for over 35 years. He dedicates his practice to serving individuals and closely- held small businesses in Michigan. Working together as a team with Mike’s specialized education, knowledge and extensive experience in taxes has enabled us to mitigate and even eliminate income taxes exponentially via extensive financial and tax planning.

Other services include tax filing, attestation, tax representation, bank relations and the human resources fields.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.